Consumer complaint format

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General information, not legal advice. Rules, fees and timelines change and can differ by state. Always check the official source linked in this guide, and speak to a qualified professional about your specific situation. Disclaimer

Consumer complaint format: fees, deadlines, how to file (CIVL)

Need a consumer complaint format? This page explains when you need it, what it must contain and how to make it valid, step by step. You can also get CIVL’s ready-to-use consumer complaint format as an editable Word file and PDF.

Consumer complaint format: fees, deadlines, how to file (CIVL)
Consumer complaint format: key points at a glance

Quick answer

If a product is defective or a service is deficient, you can file a consumer complaint under the Consumer Protection Act, 2019, online on the e-Jagriti portal or at the District Commission. File within 2 years. There is no fee for claims up to ₹5 lakh, and you do not need a lawyer.

What is a consumer complaint?

A consumer complaint is a written complaint to a Consumer Disputes Redressal Commission asking for a refund, replacement, repair or compensation. The District Commission hears claims up to ₹50 lakh, the State Commission above ₹50 lakh and up to ₹2 crore, and the National Commission above ₹2 crore.

You can file where you live or work (Section 34), not only where the seller is. Online filing, earlier done on e-Daakhil, now happens on the e-Jagriti portal of the Department of Consumer Affairs.

When you need it

  • A product is defective and the seller or manufacturer refuses to repair, replace or refund.
  • A service (bank, insurer, airline, telecom, hospital, builder, courier, e-commerce site) was deficient.
  • You were charged more than the displayed price or misled by an advertisement.
  • An insurance claim was wrongly rejected, or a builder has delayed possession.

Stamp duty, notarisation and registration

RequirementWhat appliesNotes
Stamp paper / e-stampNot neededThe complaint is on plain paper; the supporting affidavit may need stamp paper in some states.
NotarisationAffidavit onlyThe complaint is supported by an affidavit sworn before a notary or oath commissioner.
FeeNil up to ₹5 lakhSmall fees apply above ₹5 lakh, rising by claim value.
WitnessesNot neededAttach documents as numbered annexures.

Fees and pecuniary limits are set by central rules and apply across India. Check the current fee table on e-Jagriti before filing.

What the consumer complaint must contain

  • Your name and address, and the name and address of each opposite party (seller, manufacturer, service provider).
  • Facts in date order: what you bought, when, for how much, and what went wrong.
  • Your complaints to the seller and their responses, including the notice you sent.
  • Why the Commission has jurisdiction: value of the claim and your place of residence or work.
  • Relief claimed: refund, replacement, compensation, costs, with amounts.
  • Statement that the complaint is within two years.
  • Verification, supporting affidavit and list of documents.

How to make it valid: step by step

Consumer complaint format: 6 steps to make it valid (CIVL)
  1. Send a notice first. Write to the seller or service provider asking them to fix the problem; it is not compulsory but helps.
  2. Work out the claim value. Price paid plus compensation claimed decides the Commission and the fee.
  3. Fill in the format. Write facts clearly and number your documents.
  4. File on e-Jagriti. Register, upload the complaint, affidavit and documents, and pay any fee online. You can also file in person.
  5. Attend the admission hearing. The Commission decides whether to admit the complaint and then issues notice to the other side.
  6. Follow the case. Track hearings online; mediation may be offered.

Common mistakes to avoid

  • Missing the 2-year limit. File within two years of the problem arising, or explain the delay with a condonation application.
  • Claiming huge compensation. An inflated claim can push the case to a higher Commission and raise fees.
  • Wrong opposite party. Name both the seller and the manufacturer or service provider where relevant.
  • No documents. Attach the bill, warranty, messages and photos.
  • Commercial purchase. Goods bought for resale or commercial purposes are generally not covered.

CIVL format

Get the ready-to-use consumer complaint format

  • Editable Word file and a print-ready PDF
  • Notes on how to fill every blank
  • Supporting affidavit and index of documents
  • Pre-complaint notice to the seller
  • Delivered to your email after payment

Price: ₹99 · Coming soon

Frequently asked questions

What is the time limit to file a consumer complaint?

Two years from the date the cause of action arose (Section 69). Late complaints need a reason for delay.

What is the fee for a consumer complaint?

Nil for claims up to ₹5 lakh at the District Commission. Above that, a fee applies on a slab basis.

Can I file a consumer complaint online?

Yes, on the e-Jagriti portal, which has replaced e-Daakhil.

Do I need a lawyer?

No. You can file and argue the complaint yourself.

What is the National Consumer Helpline?

A free government helpline (1915) that tries to resolve complaints with companies before you go to a Commission.

Where can I get a ready-to-use consumer complaint format?

CIVL’s consumer complaint format comes as an editable Word file and a print-ready PDF, with notes on filling every blank and checking your state’s rules. Use the button above to be told when it is available.

Official sources